Terms and Conditions
Effective date: June 1, 2026
Fundamental Secrets LLC, doing business as CoinPicks (“CoinPicks,” “Company,” “we,” “us,” or “our”), publishes information, analysis, education, and commentary focused primarily on blockchain technology, cryptocurrency, digital tokens, market trends, and research methods.
These Terms and Conditions (“Terms”) govern your access to and use of coinpicksedu.com and any related websites, pages, communities, products, and services we operate (collectively, the “Website” or “Services”). By accessing or using the Website, you agree to be bound by these Terms on behalf of yourself and any entity you represent (“you”). If you do not agree, do not use the Website.
1. Educational Purpose — Not Financial Advice
The content CoinPicks produces is for educational and informational purposes only. It is not financial, investment, trading, legal, tax, or accounting advice, and it is not a recommendation, offer, or solicitation to buy, hold, or sell any security, token, cryptocurrency, or other asset.
CoinPicks does not provide individually tailored investment advice and does not consider your personal circumstances, objectives, or risk tolerance. CoinPicks is not registered as an investment adviser or broker-dealer with the U.S. Securities and Exchange Commission or with any state or other securities regulatory authority, and is neither licensed nor qualified to provide investment advice.
Any market commentary, research, “calls,” signals, watchlists, or examples we share — including in our private community — are general educational content, not personalized recommendations. Cryptocurrency and digital assets are highly volatile and high-risk; you can lose some or all of your money. Never invest more than you can afford to lose. Always do your own research and consult a licensed financial, tax, or legal professional before making any financial decision. You are solely responsible for your own decisions and their outcomes.
2. Earnings and Results Disclaimer
CoinPicks makes no guarantee, representation, or warranty regarding any specific financial result, income, profit, or return. Any earnings figures, performance examples, testimonials, case studies, or results referenced anywhere on the Website or in our marketing — including past performance of any strategy, “call,” or portfolio — are illustrative only and are not typical. They reflect the experiences of specific individuals under specific conditions and should not be understood as average or expected results.
Past performance is not indicative of future results. Individual results depend on many factors outside our control, including your own effort, decisions, experience, market conditions, and risk. The typical purchaser or member should not expect to replicate any particular result, and many may make little or no money. You acknowledge that you have not relied on any promise or representation of earnings in deciding to use the Website or purchase any product.
3. Acceptance and Changes to These Terms
By using the Website, you accept these Terms. We may modify these Terms at any time at our discretion. The most current version supersedes all prior versions, and your continued use of the Website after changes are posted constitutes acceptance of those changes. We encourage you to review the Terms periodically. Where practical, we will update the “Effective date” above when we make material changes.
4. Children
CoinPicks does not knowingly collect personal information, online or offline, from children under 13. If you are under 13, do not use the Website or provide any personal information. If you are a minor in your jurisdiction, you may use the Website only with the involvement and permission of a parent or guardian.
5. Privacy Policy
Your use of the Website is also governed by the CoinPicks Privacy Policy, which describes how we collect, use, and share your information. Please review it, as it is incorporated into these Terms by reference. [CONFIRM — link to your Privacy Policy page]
6. Electronic Communications
When you visit the Website or send communications to CoinPicks, you are communicating with us electronically. You consent to receive communications from us electronically — by email and through the Website — and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that they be in writing.
7. Your Account
If you create an account, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your devices. You accept responsibility for all activity that occurs under your account. You may not assign or transfer your account to any other person or entity. CoinPicks is not responsible for third-party access to your account resulting from theft or misappropriation. CoinPicks may refuse or cancel service, terminate accounts, or remove or edit content in its sole discretion.
8. Purchases, Subscriptions, Refunds, and Cancellations
Prices for products, memberships, and subscriptions are listed at the point of purchase. By completing a purchase, you authorize CoinPicks and its payment processors to charge your selected payment method.
Money-back guarantee. CoinPicks offers a 15-day, 100% money-back guarantee on community membership. If you are not satisfied for any reason, you may request a full refund within 15 days of your purchase by emailing admin@coinpicksedu.com. [CONFIRM this matches your current offer and which products/tiers it applies to.] Physical goods (such as apparel), if offered, are non-refundable.
Subscriptions and automatic renewal. Paid memberships are recurring subscriptions that automatically renew at the then-current price and billing interval until you cancel. Before you are charged, we disclose the price, the billing frequency, and the renewal terms, and you must affirmatively agree to them. You may cancel at any time through [CONFIRM cancellation method — e.g. your account settings or by emailing support], and cancellation is at least as easy as signing up was. Cancelling stops future charges; it does not retroactively refund charges already billed, except as provided by the money-back guarantee above.
Free trials. If a membership is offered with a free or reduced-price trial, the applicable price, the date billing begins, the billing frequency, and how to cancel before being charged are disclosed before you sign up. [CONFIRM how your trial converts to paid so this can state it precisely.] You are responsible for cancelling before the trial converts if you do not wish to be charged.
9. Intellectual Property and License
All content on the Website — including text, graphics, logos, images, video, research, and software, and the compilation of all content — is the property of CoinPicks or its suppliers and is protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your own personal, non-commercial use, strictly in accordance with these Terms. You may not modify, publish, transmit, reverse engineer, sell, resell, create derivative works from, or otherwise exploit any content, in whole or in part. CoinPicks content is not for resale. You may not remove or alter any proprietary notices. You acquire no ownership rights in any content, and we grant no licenses except as expressly stated here.
10. Acceptable Use
As a condition of your use, you warrant that you will not use the Website for any unlawful or prohibited purpose. You may not use the Website in any way that could damage, disable, overburden, or impair it, or interfere with anyone else’s use. You may not attempt to obtain materials or information through any means not intentionally made available through the Website.
11. Community and Communication Services
The Website may include communities, chat areas, forums, comment sections, or other communication features (“Communication Services”). You agree to use them only for lawful, appropriate messages related to that feature. By way of example and not limitation, you agree that you will not: defame, abuse, harass, stalk, threaten, or violate the legal rights of others; post anything unlawful, infringing, obscene, defamatory, or otherwise objectionable; upload material you do not have the rights to, or that contains viruses or harmful code; advertise or solicit goods or services unless expressly permitted; conduct surveys, contests, pyramid schemes, or chain letters; harvest others’ information, including email addresses, without consent; impersonate others or falsify attributions; restrict others’ use of the Communication Services; or violate any applicable law, regulation, or posted guideline.
CoinPicks has no obligation to monitor the Communication Services but may review and remove any material, and may terminate your access, at its sole discretion and without notice. CoinPicks may disclose information as necessary to comply with any law, regulation, legal process, or governmental request. CoinPicks does not control or endorse content posted by users and disclaims liability for it. Community managers and hosts are not authorized CoinPicks spokespersons, and their views do not necessarily reflect ours. Use caution when sharing personal information in any Communication Service.
12. User Submissions
CoinPicks does not claim ownership of materials you submit, post, or upload (including feedback and suggestions) (“Submissions”). However, by providing a Submission, you grant CoinPicks and its affiliates and sublicensees a worldwide, royalty-free license to use, copy, distribute, transmit, publicly display and perform, reproduce, edit, translate, and reformat your Submission in connection with our business, and to publish your name in connection with it. No compensation is payable for use of your Submission. We are not obligated to post or use any Submission and may remove it at any time. You represent that you own or control all rights to your Submissions.
13. Third-Party Links and Services
The Website may link to third-party websites (“Linked Sites”) that are not under our control. CoinPicks is not responsible for the content of any Linked Site and provides links only as a convenience; inclusion of a link does not imply endorsement. Some Services may be delivered by third parties; by using such functionality, you consent to CoinPicks sharing relevant information with the third party providing that functionality on your behalf.
14. International Users
The Website is controlled and operated by CoinPicks from within the United States. If you access it from outside the U.S., you are responsible for compliance with local laws. You agree not to use the Website or its content in any jurisdiction or manner prohibited by applicable law.
15. Disclaimer of Warranties
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES AVAILABLE THROUGH THE WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND CHANGES ARE PERIODICALLY MADE. COINPICKS AND ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF ANY CONTENT FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. COINPICKS AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES AND CONDITIONS, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
16. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COINPICKS OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER — INCLUDING DAMAGES FOR LOSS OF USE, DATA, OR PROFITS — ARISING OUT OF OR CONNECTED WITH THE USE OR PERFORMANCE OF THE WEBSITE, ANY DELAY OR INABILITY TO USE THE WEBSITE, OR ANY CONTENT, PRODUCTS, OR SERVICES OBTAINED THROUGH IT, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF COINPICKS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PART OF THE WEBSITE OR THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.
17. Indemnification
You agree to indemnify, defend, and hold harmless CoinPicks and its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or relating to your use of (or inability to use) the Website or Services, any content you post, your violation of these Terms, or your violation of any rights of a third party or any applicable law. CoinPicks may, at its own cost, assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate.
18. Arbitration
If the parties cannot resolve a dispute arising out of or concerning these Terms — whether in contract, tort, or otherwise — the dispute shall be resolved exclusively by final and binding arbitration under the Federal Arbitration Act, conducted by a single neutral arbitrator administered by the American Arbitration Association (or a similar service the parties select), in a mutually agreed location. The arbitrator’s award is final, and judgment may be entered in any court of competent jurisdiction. The prevailing party is entitled to recover its costs and reasonable attorneys’ fees. The parties agree to arbitrate all disputes and claims related to these Terms, including tort claims. The Federal Arbitration Act governs interpretation and enforcement of this provision. The arbitrator decides the scope and enforceability of this provision. This provision survives termination of these Terms.
19. Class Action Waiver
All arbitration will take place on an individual basis. Class arbitrations, class actions, and representative or collective actions are not permitted. THE PARTIES AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING, INCLUDING ANY PRIVATE ATTORNEY GENERAL ACTION. Unless both parties agree otherwise, the arbitrator may not consolidate more than one person’s claims or preside over any representative or class proceeding.
20. Termination and Access Restriction
CoinPicks may, in its sole discretion and without notice, terminate your access to the Website and Services, in whole or in part, at any time. Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms.
21. Governing Law
To the maximum extent permitted by law, these Terms are governed by the laws of the State of Florida, and you consent to the exclusive jurisdiction and venue of the state and federal courts located in Florida for all disputes arising out of or relating to the Website not subject to arbitration.
22. General
No joint venture, partnership, employment, or agency relationship is created between you and CoinPicks by these Terms. CoinPicks’ performance is subject to existing laws and legal process, and nothing here limits our right to comply with governmental, court, and law enforcement requests. If any provision of these Terms is found invalid or unenforceable, it will be replaced by a valid, enforceable provision that most closely matches the intent of the original, and the remaining provisions will stay in effect. These Terms constitute the entire agreement between you and CoinPicks regarding the Website and supersede all prior communications and proposals. A printed version of these Terms and any electronic notice will be admissible in proceedings to the same extent as other business records. The parties intend that these Terms and all related documents be written in English.
23. Contact Us
Questions or comments about these Terms can be sent to:
CoinPicks (Fundamental Secrets LLC) Email: admin@coinpicksedu.com
